Capital One Finance Rates as low as 5.9% APR* Low monthly payments for up to 60 months No prepayment penalty Hassle-free application and online decision in minutes Interest-free options available** To apply now, click here to be directed to the application page . Capital One® Healthcare Financesm makes elective dental procedures affordable for any budget. Use Capital One Healthcare Finance to pay for elective procedures, from $300 to $25,000. We offer installment loans with low, fixed rates from 5.9% APR to 13.9% APR*, or interest-free loans** for 3, 6, 12, or 18 months to qualified applicants. Either way, you'll be able to find an option designed to fit within your budget. Combine the cost of treatment among multiple specialists (e.g., cosmetic dentist, oral surgeon, and endodontist) in one loan with one affordable monthly payment. Our program delivers other advantages like better terms than most credit cards.